Our Shared Values

Cooperative, democratic ownership within communities | Move resources to locally embedded, collective businesses for distributed economic benefit under community control, combating inequality

Productive Sustainability | Investing in financially sound and sustainable businesses to protect worker-owner interests and the longevity of our fund, supporting ongoing community economic self-determination

Maximizing community benefit | Build local wealth while investing in projects with social, economic and environmental benefit

Radical inclusion | Lend to those who have been historically marginalized from capital and provide the TA to overcome the historic lack of access to resources that are prerequisites to successful enterprise

Non-extraction | Repayment only comes from profits we helped create, never extracted from prior assets

Who we lend to

We accept projects that demonstrate alignment with our values. This includes projects that:

  • Include members of color, Black and Brown members, immigrants, and indigenous people, and/or focuses on serving people of color.

  • Includes women and gender non-confirming members and/or focused on serving women and gender non-conforming individuals .

  • Addresses community need or a specific community within Detroit.

  • Creates Jobs and ownership positions, and creates meaningful and living wage jobs for its members.

  • Has demonstrated financial viability and sustainability.

  • Has equitable ownership of members, with intention to grow member-owners.


Interested in inquiring about a loan? Email us! detroitcommunitywealth@gmail.com

DCWF Loan Projects

These are cooperatives in Detroit that we have supported and given loans to.


"A Women-Owned, Minority-Owned Cooperative that achieves your work / home cleaning zen"

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“ A worker-owned cooperative specializing in historic restoration and construction. We hold ourselves to honoring and developing ethical business practices and providing competitive living wages to Detroiters.”