Detroit Community Wealth Fund exists to empower innovative historically-marginalized Detroiters by providing non-extractive supportive loans to co-ops and community-based businesses in Detroit.   


What We Do

The Detroit Community Wealth Fund provides financial resources and tailor made business support to to cooperatives, organizations, and community-based businesses. We believe in working with historically marginalized communities in Detroit that have been excluded from the current economic system. We provide non-extractive loans and work side by side with clients  throughout the entirety of the loan cycle. During this time we connect clients with technical support, including business development, financial feasibility, accounting and legal services. We believe in supporting the business to ensure its success.

We seek to support the creation of democratically-controlled businesses. We see democracy in the workplace as a powerful model that addresses concrete community needs and shares our vision of a transformed and equitable economy. We are part of an emerging national peer network of loan funds that aggregates non-exploitative financing to scale this work.

DCWF is also working to continue establishing a larger cooperative network and economy in Detroit. We will do this through outreach and public education events that build a strong cooperative network.

Who We Work With

We work with existing businesses and groups who are forming businesses in Detroit. We assess our loan projects based on the following criteria:

Demographic Inclusivity

This is based on the demographic identity of the group including race, gender, nationality, age, and income.

Meets Community Need

There is a demonstrated need in Detroit, or a specific community within Detroit. This might include an existing customer base, feasibility studies, or other relevant information.

Creates Jobs

This business creates meaningful and living wage jobs for its members, and intends to grow membership when possible.

Financially Viable

This business has demonstrated financial viability, including existing financial reports, projections, and project members’ demonstration of capacity.


Detroit Community Wealth Fund was incorporated at a 501(c)3 non profit corporation in 2017. We are a part of The Seed Commons: A Community Wealth Cooperative, a group of loan funds across the country spearheaded by The Working World